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Answers to Some of the Most Commonly Asked Questions Q: I don’t have health insurance, but I missed the deadline to get covered starting January 1. Can I still enroll? Will I be penalized for missing part of the year? A: Yes, you can still enroll. Open Enrollment in the Health Insurance Marketplace runs until February 15, 2015, so there’s still time to get covered. If you do that, and if you keep your policy in force for the rest of 2015, you won’t have to pay a Shared Responsibility Fee, even though you had a month or two without coverage. You...
Nearly 8 in 10 current Marketplace customers can get coverage for $100 or less per month after any applicable tax credits in 2015 New choices and more competition in the Health Insurance Marketplace are giving Montana consumers affordable options during Open Enrollment this year, and the majority of returning consumers who shop can save money on premiums, according to a report released by the Department of Health and Human Services (HHS). With 25 percent more issuers participating in the Marketplace in 2015, based on analysis of 35 states,...
Q: When is the next Open Enrollment Period for Medicare beneficiaries and also for consumers interested in getting health insurance through the new health insurance Marketplace? A: Each year. Medicare beneficiaries have a chance to make changes to the way they get their Medicare and to their Medicare prescriptions drug coverage for the following year. Medicare open enrollment is every year from October 15th-December 7th and any changes made will take effect on January 1st. During this time, Medicare beneficiaries can change from Original...
What is the new program beginning in July in certain areas across the nation where Medicare beneficiaries will pay less out-of-pocket for certain medical equipment and supplies if they purchase them through Medicare contract suppliers? For years, Medicare and its beneficiaries have been paying too much for durable medical equipment, prosthetics, orthotics and supplies (DMEPOS). To reduce costs and the fraud resulting from excessive prices, the Centers for Medicare & Medicaid Services (CMS) introduced a competitive bidding program in nine areas...
