Cover Your Crops: Severe Weather A Reminder To Manage Risk With State Hail Insurance
Helena, Mont. – Severe weather is no stranger in Montana. The 2013 storms still remind farmers of the importance of having adequate coverage for this year’s crops. The Montana State Hail Insurance program is financially secure, and the staff is prepared to accept new policies through August 15th as well as answer any questions producers might have on coverage options.
The maximum coverage rate for dry land is $75 per acre and $114 per acre for irrigated land. Rates vary by county depending on the hail loss history of the area; a detailed list of rates by county and crop can be found on the program’s website.
“The State Hail Insurance Program was established nearly 100 years ago by farmers to protect their crops in the event hail damage occurs. We offer competitive insurance coverage with a proven track record of helping farmers manage hail risk. Many farmers carry both state and private hail insurance to ensure they have adequate hail loss protection,” said Walt Anseth, program supervisor.
State hail insurance forms are available online at http://agr.mt.gov/agr/Producer/HailInsurance/ or at Montana State University Extension, Conservation District, and county revenue offices. Completed forms can be mailed or faxed to the department or used as a reference when you contact the program by phone.
Contact Information: Montana State Hail Insurance Program, P.O. Box 200201, Helena, MT 59620. Phone: (406) 444-5429, Toll Free: 1 (844) 515-1571, Fax: (406) 444-9422.
The Montana State Hail Insurance program was created at the request of producers in 1917 to provide hail insurance coverage on any crop grown in Montana. The program is directed by a five-member board consisting of three producers, the state agriculture director, and the state insurance commissioner.
The Montana Department of Agriculture’s mission is to protect producers and consumers, and to enhance and develop agriculture and allied industries. For more information on the department, visit agr.mt.gov.