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Throughout my tenure as State Executive Director for the North Dakota Farm Service Agency (FSA), I have met several small and beginning farmers and ranchers, military veterans and disadvantaged producers interested in making a living in production agriculture. For many, the high cost of purchasing land and equipment can be prohibitive, compelling newcomers and those struggling against odds to take risks to finance their dreams by relying on credit cards and personal loans with high interest rates. I am keenly aware, too, that the average age...
